Measure will allow real estate financing of up to R $ 500,000 with a period of up to 420 months and interest of 10.5% per year
Published this on Thursday (3.br.2025) the decree that expands the income range benefited by the Minha Casa program, my life to include families with monthly income between $ 8,000 and $ 12,000. The was done during the event “Brazil turning around”, with the presence of the president (PT). Here is (PDF – 275 kB) of the decree in the (Official Gazette of the Union).
The purpose of the measure is to meet the middle class, whose per capita income ranges from R $ 1,926 to R $ 8,303 per month. The change was made possible, approved by last month, that $ 18 billion additional to the program.
In addition, the Minister of, (MDB), signed a decree that regulates the Social Pre-Salt Fund, which will be used as a source of resources for housing policies. Read A (PDF – 1,024kb).
Financing ranges
With the inclusion of the new track, families will be able to finance properties of up to R $ 500,000 with payment deadline of up to 420 months. The interest rate will be 10.5% per year. According to the government, the expectation is to benefit 120,000 families in 2025.
Currently, the latest track of Minha Casa, Minha Vida served families with gross income between $ 4,400.01 and $ 8,000, with a nominal rate of 8.16% per year. Here are conditions for the other program of the program:
- Income of up to R $ 2 thousand – interest of up to 4.5% per year;
- Income of up to R $ 2,640 – interest of up to 4.75% per year;
- Income of up to R $ 3,200 – interest of up to 5.25% per year;
- Income of up to R $ 3,800 – interest of up to 6% per year;
- Income of up to R $ 4,400 – interest of up to 7% per year; and
- Income of up to R $ 8 thousand – interest of up to 8.16% per year.
Since the resumption of the program, more than 1.2 million housing units have been hired. The goal is to reach 2 million by the end of 2026.
