The number of 73.7 million defaulters represents 44.1% of the country’s adult population, according to a CNDL/SPC Brazil survey
A survey shows that 73.7 million Brazilians had a negative name in February – an increase of 10.2% compared to the same month in 2025. The number represents 44.1% of the country’s adult population. The data comes from the CNDL (National Confederation of Store Managers) and the SPC (Credit Protection Service) Brazil.
Each defaulter owed, on average, R$4,992.43 in February. Furthermore, each debtor has debts with around 2.29 creditor companies.
Almost 3 in 10 consumers (29.9%) had debts worth up to R$500. The percentage reaches 42.5% when talking about debts of up to R$1,000.
Defaults have a significant concentration in young adults and in the financial sector. The largest concentration of debtors is in the age group of 30 to 39 years old, totaling 18.0 million people. This means that more than half (53.1%) of the population in this age group is negative.
The distribution is balanced, with a slight female predominance: 51.35% women and 48.65% men.
Looking at the results by region, the South showed the most significant increase in the number of defaulters in the annual comparison, with growth of 18.1%, followed by the Southeast (18.0%), North (17.9%), Central-West (15.4%) and Northeast (14.2%).
