The Luiz Inácio Lula da Silva (PT) government decided to move forward on another front after the impasse in regulating work through applications. Without a political agreement to approve rules for the sector in Congress, Planalto launches this Tuesday (19) a line of credit aimed at renewing the fleet of app drivers and taxi drivers.
Named MoveApps, the program will be announced by Lula in São Paulo, during an event at Casa de Portugal, in the Liberdade neighborhood. The initiative will count on up to R$30 billion in resources from the National Treasury, which will be operated by BNDES through the banking network.
The new line will allow financing of vehicles worth up to R$150,000, with a payment term of up to 72 months and an initial grace period of six months.
According to information published by Estadãothe government works with interest rates below Selic, currently at 14.5% per year. For app drivers, the rate discussed is around 0.99% per month, equivalent to 12.55% per year. For taxi drivers, the forecast is for even lower interest rates, close to 0.95% per month.
The measure comes at a time when the government is trying to restore dialogue with categories that have become numerically relevant in large cities, especially after the failure of negotiations on regulating the sector.
The project defended by the Ministry of Labor lost support throughout 2025 due to simultaneous resistance from digital platforms, drivers and parliamentarians. Behind the scenes, members of Planalto attribute part of the political blockage to the pressure exerted by companies in the sector.
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Without legislative progress, the government began to focus on credit and economic stimulus measures as a way of expanding its presence in the category.
The design of the program also provides mechanisms to limit access only to professionals who work effectively in the sector. One of the requirements under discussion is that drivers must have completed at least 100 races in the last 12 months.
Planalto argues that there is repressed demand for exchanging vehicles among app transport professionals. A Datafolha survey carried out in 2025 with active Uber drivers showed that 87% intended to buy or change cars in the following three years.
Among these professionals, 88% said they would use financing to make the purchase.
The measure expands the set of economic programs launched by the Lula government in recent months aimed at middle-income segments and self-employed workers, a strategy that Planalto has intensified on the eve of the 2026 electoral calendar.
