Buying a car remains one of the biggest investments for many families, although there is a document that can make a significant difference in the final value and that not everyone knows about or takes advantage of.
According to , there is an official document that allows you to access relevant tax benefits when purchasing vehicles, which can translate into savings of thousands of euros. According to the same source, this mechanism is available to a specific group of taxpayers, but remains underused due to lack of information.
The document that can reduce the price of the car
The multipurpose certificate is a document issued by a medical board that certifies a person’s degree of disability, being used as legal proof to access various benefits.
In the automotive context, this document can allow for important tax exemptions, provided certain criteria are met. Therefore, although not everyone is covered, those who meet the conditions can benefit from very relevant cost reductions.
ISV can be reduced by up to several thousand
One of the main benefits is related to Vehicle Tax, which represents a significant part of the price of a new car.
With this document, it may be possible to obtain an exemption that can reach around 7,800 euros, depending on the case and the vehicle and, to do so, it is necessary to meet specific requirements, such as having a degree of disability equal to or greater than 60 percent in certain situations.
VAT may also not be paid
Another of the most relevant supports is the VAT exemption on the purchase of light vehicles for personal use, which can represent a 23 percent reduction in price.
However, this benefit must be requested before or at the time of purchase, and it cannot be applied later. Furthermore, there is an important condition: the vehicle cannot be sold within the next five years, otherwise the tax will be refunded.
IUC stops weighing every year
In addition to the initial savings, there are still advantages over time, namely the exemption from the Single Circulation Tax.
This benefit is valid for one vehicle per taxpayer and has a maximum annual limit, being automatically renewed if the conditions are maintained. This way, the positive financial impact extends beyond the purchase.
Who can benefit from this support
In general, you must be at least 18 years old and have a disability level equal to or greater than 60 percent, certified by the multipurpose certificate.
There are also additional criteria, such as vehicle emissions limits, that must be met to ensure eligibility. In some more specific cases, the certificate may be valid for life, simplifying continuous access to benefits.
Process starts before purchase
The request for a multi-purpose certificate must be made at the health center in the area of residence, based on medical examinations and reports. After evaluation by a medical board, the degree of disability is assigned, which is the determining factor in accessing benefits.
Only after this step is it advisable to start purchasing the car, ensuring that all requirements are met.
Benefits go beyond the car
In addition to the tax advantages, the multipurpose certificate can allow access to other support, such as a parking card for people with disabilities.
This card facilitates parking in reserved spaces and may include exemptions in paid areas, contributing to greater mobility.
In the end, and although not everyone is covered, this document can represent significant savings for anyone looking to buy a car, and it is important to know the rules before making a decision, according to Ekonomista.
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