The Income Tax delivery campaign begins in the next few days and there are details that can directly impact the amount you will receive or pay. Small decisions when filling out the declaration can translate into significant differences, especially for those who do not validate all the data carefully.
According to DECO PROteste, many taxpayers this year may receive less than they expected or even have tax to pay. The organization explains that the drop in retention rates has a direct impact on the final settlement with the State.
According to the same source, for many families, reimbursement continues to be an important help for day-to-day expenses. Still, there are ways to optimize the declaration and avoid unpleasant surprises.
There are expenses that you can still recover
One of the recommendations is to review expenses that were not correctly validated in the e-invoice. According to DECO PROteste, it is possible to manually enter these values when submitting the declaration.
This option is available in table 6-C of Annex H and can be useful in situations such as educational expenses abroad or invoices that have not been properly recorded. However, anyone who chooses this method must replace the totals already calculated and keep the receipts for four years. This is one of the most direct ways to avoid missing deductions that could make a difference in your final tax calculation.
New benefit may increase reimbursement
Another new development concerns expenses with domestic services. DECO PROteste explains that, since 2025, it is possible to deduct 5 percent of these charges, up to a limit of 200 euros. If these expenses do not appear automatically in the system, they can also be entered manually in the same table as Annex H. It is necessary to inform the provider’s CPF and the amounts paid, as well as the family member who covered the expense.
According to the same source, this deduction may go unnoticed by many taxpayers, but it represents an additional opportunity to reduce tax.
Whether to encompass it or not can make a difference
The pooling of income is another decision that must be considered. According to DECO PROteste, including interest on time deposits or savings certificates in the IRS may be advantageous in certain cases.
The same source explains that this option tends to pay off for taxable income up to the fourth bracket, around 22,306 euros. Above this amount, 28 percent self-employment taxation may be more favorable. Therefore, it is recommended to simulate both hypotheses before presenting the declaration. This comparison can be decisive in maximizing reimbursement.
It’s not always worth filing IRS
There are also situations in which the best decision may be not to submit the declaration. DECO PROteste reminds you that taxpayers with an annual income of up to R$8,500 are exempt from this obligation. In the case of young people, this option can also preserve years of benefit under the Youth Income Tax regime. According to the same source, by not submitting the declaration, the counting of this benefit is suspended and can be resumed later.
Still, for taxpayers outside this regime, it may be worth submitting the declaration even without obligation, especially if there was withholding tax throughout the year.
Pay attention to automatic IRS
Despite simplifying the process, automatic IRS is not always the best solution. DECO PROteste warns that the proposal presented by the Federal Revenue may not include all relevant data.
It is advisable to simulate manual delivery before accepting the automatic version. In some cases, joint delivery or introducing additional expenses may result in a larger refund. The same publication also mentions that there are simulation tools that help compare scenarios and identify the most advantageous option for each taxpayer.
When filing with the IRS, attention to detail can make the difference between paying more or getting more. The rules remain complex, but there are mechanisms that allow optimizing the final result. According to DECO PROteste, the key is to confirm all the data, simulate different options and ensure that no eligible expenses are left out.
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