Earnings went from R$37.90 billion in 2024 to R$20.69 billion last year
O recorded adjusted net profit of R$20.69 billion in 2025 – a drop of 45.41% compared to R$37.90 billion in 2024. Here is the balance sheet (210 kB –PDF).
There was also a drop in profit in the quarterly comparison. The bank recorded an adjusted net profit of R$5.74 billion in the 4th quarter of 2025 – a drop of 40.08% compared to the R$9.58 billion in the same period in 2024. Compared to the R$3.79 billion in the 3rd quarter of 2025, however, there was an increase of 51%.
Banco do Brasil’s projection for 2026 is an adjusted net profit of R$22 billion to R$26 billion.
The gross financial margin totaled R$103.1 billion in 2025. In the 4th quarter of last year, it totaled R$27.8 billion.
According to a statement from the bank, the performance was driven by the increase in financial revenues, especially from credit operations with individuals, in line with the mix diversification strategy and the gain in representation of Workers’ Credit.