Within the Desenrola Adimplentes package announced by the federal government this Monday (29th), a line of credit was created for people trained using Student Financing (Fies) who are up to date with installment payments and want to open their own business. In this case, the interest rate will be 11% per year.
The objective is to encourage compliance with Fies contracts, aimed at those who are in the student loan repayment period. Credit will be offered to those who want to undertake.
Individuals and legal entities
The line is aimed at individuals and legal entities in which at least one of the partners has maintained a history of compliance with the program. Graduate professionals who have paid the last 36 installments of the program strictly on time will be able to join, without resorting to renegotiation.
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The government’s expectation is that between 50,000 and 125,000 people can join. Interest rates of 11% per year will be offered, which is equivalent to 0.87% per month.
For individuals, the maximum financing amount will be R$80,000 with a payment term of up to 60 months. For legal entities, the limits are R$180,000 with a maximum term of up to 96 months.
