From 12.1 million workers dismissed from 2020 to last Friday (28.FEV), only 2.5 million will be entitled to full balance
Of the 12.1 million dismissed workers from 2020 until last Friday (28.FEV.2025), only 2.5 million will be entitled to the full balance of deposits made by former employers in the FGTS (Service Time Guarantee Fund). The remaining 9.6 million will have discounted the anticipation of the anaquenal withdrawal-type of loan offered by financial institutions.
This is one of the rules of the new FGTS withdrawal round, published on the last Friday (28.FEV) in MP (Provisional Measure) in extraordinary edition of Official Gazette of the Union. With the promise of injecting R $ 12.1 billion into the economy, the measure is exceptional and will not affect the future fired.
The MP did not change the other rules of the Anaque-Annivo, only released the values blocked to those who were fired. The money will be paid by Caixa in two stages: one in March and one in June. Those who registered the bank account in the FGTS application, about 85% of the target audience, will receive regardless of the month of birth. Understand the main changes below.
Calendar
Values up to R $ 3,000
- March 6: Born in January, February, March and April and who linked the bank account to the FGTS application;
- March 7: born in May, June, July and August;
- March 10: Born in September, October, November and December.
Values over R $ 3,000
- June 17: Born in January, February, March and April and who linked the bank account to the FGTS application;
- June 18: born in May, June, July and August;
- June 20: Born in September, October, November and December.
Doubts
What is the Anaque Annivative?
Created in 2019 and in force since 2020, the anaquenal withdrawal allows the removal of part of the balance of any active or inactive account from the Fund each year, in the anniversary month. In return, the worker may not withdraw the amount deposited by the company in case of dismissal without cause, only the termination fine of 40%.
Each year, the loot period begins on the 1st business day of the worker’s anniversary month. The values are available until the last business day of the subsequent second month. If the money is not withdrawn on time, return to FGTS accounts on behalf of the worker.
What is the anticipation of the anaquenal withdrawal?
Loaning modality that uses as guarantee the value of the Annual Dark-Annual Sachet. The Ministry of Labor retains the anticipated amount by the worker, until the loan is paid.
Who has got another job after being fired will receive the money?
The worker will receive the blocked balance, which corresponds to the deposits of the former employer, even if he has achieved another job. If it has been dismissed without just cause of more than one job, it will receive the balance of all the work added.
Is it possible to keep the value in FGTS?
If you want, the worker may choose not to withdraw the value. In this case, the money will remain in the FGTS account, being corrected by the fund’s income: referential fee plus 3% per year, plus FGTS profits distribution.
Is it possible to give up the anaquenal withdrawal?
If the worker has not anticipated the anaquenal with any financial institution, he may give up the anaquenal withdrawal. However, as determined by the law that created the sport, you will have to wait 2 years to receive the full withdrawal when being fired without cause. Return to withdrawal withdrawal only only comes into force on the 1st day of the 25th month after the request for the anaquenal.
Who Has an anaque-year-old can finance real estate through FGTS?
The MP that unlocked the balance of the Ana Annivo did not change the other rules of the sport. The worker can use FGTS to finance real estate. According to Caixa Econômica Federal, the funds reserved for the Anxivary withdrawal are in a separate account of that intended for real estate financing.
With information from.
