MEC announces terms of FIES debt renegotiation for delinquent students

The Ministry of Education (MEC) released the guidelines for the renegotiation of debts of the Student Financing Fund (FIES) for contracts signed from 2018. This initiative has been aimed at students who have been in default for more than 90 days, with deadline until July 31, 2025 to regularize their situation.

The renegotiation is limited to the outstanding balance of financing, excluding co -participation with higher education institutions, insurance and bank tariffs. Interested parties should seek the bank agent responsible for the contract between November 1, 2025 and December 31, 2026 to formalize the request.

With the new rules, students will be able to install their debts up to 180 times, with a minimum amount of $ 200 per installment. In addition, there will be a 100% discount on contract charges. Those who do not meet the new conditions will face the inclusion of their names in credit restriction records, which can make future financial transactions difficult.

In 2024, more than 1.2 million FIES contracts presented default, showing the need for measures that help students regularize their debts. FIES is a program for students of the Cadastro Único (CadÚnico) who have family income of up to one and a half minimum wage, equivalent to R $ 2,277.

Students who fit the social FIES criteria have the opportunity to obtain full funding for graduation, as well as coverage of up to 100% of the charges. To apply, it is necessary to have performed the National High School Exam (Enem) from 2010, with a minimum average of 450 points and not zero in the newsroom.

MEC’s new measure aims to facilitate debt regularization and provide a new chance to students who face financial difficulties. This action is expected to contribute to the reduction of default and improve the situation of students who depend on FIES to complete their studies.

*Report produced with the aid of AI