In this week’s episode of Savings Accounts, we talk about one of the most common financial challenges: how to have more money at the end of the month even with low income. Essential expenses — electricity, gas, telecommunications, insurance and bank accounts — are not necessarily fixed and most families have room to reduce costs if they systematically review these items.
Simple actions such as comparing energy tariffs, renegotiating telecommunications packages or reducing bank expenses can free up tens or even hundreds of euros throughout the year — without major sacrifices or radical savings habits.
The episode includes clear guidance on automating savings — a technique that eliminates emotional decisions and turns good intentions into concrete results — and explains why it’s essential to look at small, everyday expenses (like coffees, lunches out and subscriptions) to understand where money is slipping through the cracks. You will find concrete tips that can be applied this month to start seeing more money at the end of the month and build a sustainable financial margin throughout the year.
Savings Accounts is a podcast by Pedro Andersson, a journalist specializing in Personal Finance, who takes advantage of his car trips to talk about money. Every Monday and Wednesday at 7am, a new ride to start your financial week off right. Available on all podcast applications and on the SIC Notícias and Expresso websites.
