Jnho brings increases in real estate credit in three-month, six-month and 12-month contracts. Lowest increase is R$17.54.
A house payment will go up in June for credits with variable rates for three months, six months and 12 months, according to Deco Proteste.
The simulations for Lusa by Deco Proteste/Accounts and Rights are based on a scenario with financing from 150,000 euros over 30 years and a ‘spread’ (commercial profit margin) of 1%.
Based on these conditions, the contracts that rise the most are the 12 monthswho start paying the bank 699.28 euros, but 60.30 euros compared to the last review, in June 2025.
Contracts with Euribor six months rise by 33.53 eurosin relation to December, for 676,58 euros.
A three months start paying more 17,54 eurosin relation to March, with the performance to reach 650,84 euros.
The monthly average of Euribor it rose again in the three periods in May, but less sharply than in April.
In May, the Selic monthly average rose 0.051 point, to 2.226% in three months.
In six and 12 months, the Selic average advanced 0.082 points to 2.536% and 0.057 points to 2.804%, respectively.
Data from the Bank of Portugal (BdP) for March indicate that the Six-month Euribor represented 39.41% of the stock of loans for permanent home ownership with variable rates.
The same data indicate that the Euribor at 12 and three months represented 31.62% and 24.65%respectively.
