Unemployment allowance is, for many, fundamental support in periods of professional transition. However, this support does not have to be viewed as a barrier to other income. In certain situations, it is possible to accumulate the subsidy with other retributions or aid, without representing an infringement.
According to Social Security, unemployment allowance is paid monthly to those who have lost their employment in a involuntary manner and is registered in employment centers. This support aims to compensate for the loss of remuneration, but there are specific rules that regulate what may or may not be accumulated with it.
Benefits that can be accumulated
Among the income compatible with unemployment allowance includes compensation and pensions for professional risks, such as occupational diseases and occupational accidents. Also according to the same source, it is also possible to accumulate with support a complementary scholarship, awarded during socially necessary work, which represents 20% of the value of the index of social support.
By 2025, the value of IAS corresponds to 522.50 euros, which means an increase of about 105 euros for those involved in these activities.
Supports incompatible with the unemployment allowance
On the other hand, there are installments that cannot be received simultaneously. Among them are the sickness subsidy, the parental allowance or adoption, as well as pensions attributed by compulsory social protection systems. Social Security adds that it is also not possible to accumulate with regular incomes paid by the employer after the termination of the employment contract, or with the support to support the main informal caregiver.
WORK WITH SUPPORT: Encouraging employment acceptance
There is, however, a way to reconcile the subsidy with a new salary. As explained by Social Security, the so -called encouragement to accept job offers allows you to maintain part of the support even after returning to the work market. This incentive applies to full-time contracts with compensation less than the value of the unemployment allowance.
Incentive Requirements
This support is only possible for registered in the job centers for over three months (or immediately, if they are over 45 years old), with at least three months of subsidy to receive. The contract must be for a minimum period of three months and cannot originate from the employer that gave rise to dismissal.
VALUES AND LIMITS
During the first six months of the new work, the beneficiary can accumulate 50% of the value of unemployment allowance, with a limit of 500 euros a month. For the next six months, this amount goes down to 25%, with a limit of 250 euros. According to Social Security, the allowance is suspended, not canceled and can be resumed later for the remaining time.
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Incentive Candidacy
The request must be made within 30 consecutive days after the beginning of the new professional activity. The application can be submitted online or in person, upon delivery of the required proof.
Partial subsidy: a solution for those who already work
There is also the partial unemployment allowance, intended for those who had a part -time activity or as an independent worker at the date of dismissal. It can also be attributed to those who start one of these activities after already receiving the allowance.
Conditions for partial subsidy
To benefit from this regime, it is necessary that the remuneration obtained in the new work is lower than the value of the unemployment allowance. Income must be proven within the deadlines established by Social Security. This situation allows you to continue to receive part of the support, remaining protected while the new yield is not enough.
Accumulations allowed in this regime
According to it, it is also possible to accumulate partial allowance with compensation for occupational accidents or occupational diseases, and with pensions equated to former members of the Armed Forces.
Advantages of legal accumulation
Knowing the possibilities of accumulation can be decisive to ensure financial stability during an unemployment period. This knowledge allows you to better plan the transition to a new job, taking advantage of available supports without falling into illegalities or losing benefits.
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