Mega-Sena: how much does it pay to invest R$7 million in savings, Tesouro Direto or CDB

Mega-Sena will hold competition 2807 this Thursday (12th).

At the request of CNNMichael Viriato, strategist at Casa do Investidor, carried out a survey showing how much an investment of the full value of the prize yields, considering the .

Savings still have the “lowest” return, both in the short and long term: in six months, the investment would yield R$261,804.18 and, after one year, the gain would be R$1,410,668.37.

The best option would be in CDBs from medium-sized banks, considering a remuneration of 110% of the CDI.

In this case, the same R$7 million would yield R$346,490.83 in half a year and R$2,112,596.29 in the full 12 months.

The survey presents the gains in percentages and in reais from savings, Tesouro Direto (considered the post-fixed security, the Treasury Selic), CDBs and DI funds, which follow the CDI and the Selic rate.

The accounts already consider net income, that is, deducted from the Income Tax that is levied on the gains. Only savings are free of charge.

The simulation considers a management fee of 0.5% for DI funds and 0.2% for Treasury Selic, although the charge varies between funds and brokers.

The Mega-Sena draw will be held at 8pm, at Espaço da Sorte, in São Paulo, and will be broadcast live on social media.

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