Printing your receipt after using an ATM may seem like a harmless gesture, but there are risks that many users are unaware of. The receipt may include data about the operation, the card, the time, date and location, information that can be taken advantage of by criminals.
At a time when more and more transactions are accompanied by digital receipts, experts recommend caution with paper receipts, according to the Spanish newspaper.
The problem is not just printing the receipt, but mainly what happens afterwards. Many users end up leaving it at the terminal itself, in the trash nearby or in places where it can be easily picked up by third parties.
Slip may reveal sensitive information
The receipt issued at Multibanco may contain relevant information about the operation carried out. Even if some data appears partially hidden, the available information can help criminals build more credible schemes.
Among the data that may appear are the date, time, type of operation, terminal location and references associated with the card or account.
In isolation, these elements may seem unimportant. But, combined with other data, they can be used in fraud attempts, false contacts in the name of the bank or fraudulent messages.
Scams become more convincing
One of the biggest concerns is the possibility of criminals using this data to create more credible stories.
For example, by knowing where and when a transaction was made, they can contact the victim posing as the bank and refer to real details to gain trust.
This type of approach is common in social engineering schemes, in which scammers try to get people to reveal codes, banking details or personal information.
Do not throw the receipt in the trash next to the terminal
If you decide to print the receipt, you must keep it with you and safely destroy it later.
The recommendation is not to leave the bill in the ATM, not to leave it on top of the terminal and not to place it in nearby trash cans. These places are easily accessible and can be used by those looking for data to commit fraud.
At home, the ideal is to tear or cut the part where information related to the operation, card or account appears.
Digital option is safer
According to the same source, and whenever possible, the safest alternative is not to print the receipt. Most banks allow you to check transactions and receipts via the app or via home banking.
This way, the user maintains a record of operations without leaving paper information exposed to third parties.
Furthermore, checking movements online allows you to monitor your account more regularly and quickly detect any suspicious transactions.
Safety starts with small habits
The protection of banking data does not only depend on large security systems. Small everyday habits also make a difference.
Avoiding printing unnecessary proof, destroying documents with sensitive information and being wary of unexpected contacts on behalf of the bank are simple but important measures.
You should never share authentication codes, passwords or full card details via phone, email or text.
In the case of ATM receipts, the safest rule is simple: if you don’t really need the paper receipt, don’t print it.
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